Real estate appraisal services for homeowners in the city of Des Moines and Polk County

The top 7 reasons Iowa homeowners order from Accurate Real Estate Appraisal Reports:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge a property tax assessment
  3. To lower a monthly mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. Determine the true market value of the real estate in question to settle an estate in Iowa
Need help deciding the value of your home in or near Des Moines, Iowa? Contact Accurate Real Estate Appraisal Reports.

At Accurate Real Estate Appraisal Reports, we understand the particular needs of a homeowner after appraisal services. Our usual business clients are used to the appraisal process and the standard reporting formats. Being a regular person not in the real estate business that most likely doesn't see an appraisal every day, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Accurate Real Estate Appraisal Reports are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if your home not appreciating as much as other properties close to yours. That means you're most likely paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Accurate Real Estate Appraisal Reports is your #1 weapon when contesting your property tax assessment.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. Accurate Real Estate Appraisal Reports is experienced in helping folks just like you dismiss unwanted PMI insurance.

HELOC recently frozen?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be inconvenient from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. Accurate Real Estate Appraisal Reports can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would like to have a professional double-check it for verity or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Accurate Real Estate Appraisal Reports can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. Even though most appraisal reviews are commissioned by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to invest in a second opinion.